Reduce your Debt
Reduce what you owe with manageable, interest-free monthly payments.
We Help You Solve What Matters Most
Trusted debt solutions tailored to your financial situation.
Stop Collection Calls
We'll help you find the right debt solution to address collection calls, wage garnishments, and legal actions.
Eliminate your Debt
We'll build a realistic plan that clears what you owe and gets you to a genuine zero balance.
Minimize your Monthly Payments
Make your debt easier to manage with one predictable monthly payment that fits your budget.
Keep Your Assets
A debt-free credit solution designed to help you keep your home and other essential assets.
Avoid Losing It All
When you can't afford to pay it all back, we'll find a solution that helps you avoid losing everything.
Optimize your Mortgage Payment
Restructure your mortgage to free up monthly cash flow and put your home to work for your finances.
Rebuild Your Credit
We'll give you a step-by-step plan based on your situation to get your finances back on track.
Invest in Your Future
It's never too late to get help and plan for a stable future for you and your family. We're here to help.
Debt We Can Help With
Find an Effective Solution for Your Debt
Whatever you owe, our team can help you understand your options and build a practical way forward.
Business Debt
Business Tax
Car Loan Shortfall
Credit Cards
Line of Credit
Mortgage Shortfall
Overdraft
Payday Loans
Personal Loans
Tax Debt
Store Cards
Student Loans
Not sure where your debt fits?Book a free, confidential consultation and we'll help you find the right solution.Talk to an Advisor
Why Canadians Trust Credit Matters
Experience. Compassion. Results.
5+
Years of Helping Canadians Achieve Financial Freedom
300+
Families & Individuals Assisted
500+
Free Financial Consultations
$1M+
Debt Solutions Reviewed & Managed
About Credit Matters
Canada's Trusted Debt Solutions Partner
We're a dedicated credit-counselling and debt-relief team helping Canadians overcome debt and improve their financial well-being. Our advisors put your interests first - not your creditors'.
- Federally recognised debt-relief solutions
- Professional, accredited counsellors
- No upfront fees for credit counselling
- Proudly helping Canadians since 2021
How It Works
Your Path to Financial Freedom
A simple, proven process to help you get debt free.
1
Free Consultation
We listen to your situation and explain your options.
2
Personalised Plan
We recommend the best solution for your needs.
3
We Handle the Rest
We work with your creditors and manage the process.
4
Become Debt Free
Make affordable payments and get your life back.
Testimonials
What Clients Say About Us
Real results from real Canadians we've helped become debt free.
Exceptional service from start to finish. My counsellor was friendly and informative, and explained everything so I understood the whole process. It didn't feel like a 'process' - it felt like talking to a friend.
Edmonton
Very happy with my experience. Out of four places I could have gone, I chose Credit Matters and I don't regret it. They truly know what they're doing. Keep up the great work!
Edmonton
Nothing but good experiences over the years. It took time, but I got there in the end. My new future is now a reality - thank you for holding my hand through a difficult time.
Edmonton