Our Story
Clear Debt Guidance for Edmonton Residents
Credit Matters helps people in Edmonton understand debt consolidation, repayment strategies, budgeting and formal debt-relief options. We explain the differences between a new loan, an informal repayment plan and a legal insolvency process so you can ask better questions before committing.
We are an independent debt advisory firm, not a Licensed Insolvency Trustee. When a consumer proposal or bankruptcy needs to be assessed, only a Licensed Insolvency Trustee can file and administer that process. Our role is to help you understand the landscape and prepare for an informed next step.
- Edmonton-focused debt guidance
- Clear comparison of repayment options
- Free, confidential initial consultation
- Budgeting and credit education
- Referral to a Licensed Insolvency Trustee when required
- Independent guidance based on your circumstances
Why Choose Us
Unlock Financial Well-being with Credit Matters
From budgeting to long-term planning, we empower you to take control of your finances for lasting stability and freedom.
Integrity first
We safeguard your best interests, prioritising your needs over those of creditors, so you're always represented fairly.
Genuine compassion
Every situation is treated with empathy and respect. No judgment - just support and a way forward.
Practical next steps
From your first conversation, our focus is a realistic plan you understand and can assess.
Why Canadians Trust Credit Matters
Experience. Compassion. Results.
Testimonials
What Clients Say About Us
Real results from real Canadians we've helped become debt free.
Exceptional service from start to finish. My counsellor was friendly and informative, and explained everything so I understood the whole process. It didn't feel like a 'process' - it felt like talking to a friend.
Edmonton
Very happy with my experience. Out of four places I could have gone, I chose Credit Matters and I don't regret it. They truly know what they're doing. Keep up the great work!
Edmonton
Nothing but good experiences over the years. It took time, but I got there in the end. My new future is now a reality - thank you for holding my hand through a difficult time.
Edmonton
How It Works
Your Path to Financial Freedom
A simple, proven process to help you get debt free.
Free Consultation
We listen to your situation and explain your options.
Personalised Plan
We recommend the best solution for your needs.
We Handle the Rest
We work with your creditors and manage the process.
Become Debt Free
Make affordable payments and get your life back.