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About Credit Matters

More than debt consolidation - your comprehensive partner for financial wellness.

A Credit Matters advisor reviewing a debt plan with a client

Our Story

Building Trust Through Expertise & Integrity

At Credit Matters, we're more than just debt consolidation - we're your comprehensive resource for financial wellness. Our expert advisors and partner trustees offer personalised counselling to consolidate debts and provide invaluable financial education.

Our primary goal is to safeguard your best interests, prioritising your needs over those of creditors. We make sure you're represented and treated fairly, whatever your current situation - and we help you preserve a good credit rating, because we understand how much it matters to your future.

  • Government-recognised debt solutions
  • Professional, accredited counsellors
  • No upfront fees for credit counselling
  • Established in 2021 and proudly helping Canadians for 5 years
  • Advisors who put your interests first
  • 100% confidential, judgment-free service
Talk to an Advisor

Why Choose Us

Unlock Financial Well-being with Credit Matters

From budgeting to long-term planning, we empower you to take control of your finances for lasting stability and freedom.

Integrity first

We safeguard your best interests, prioritising your needs over those of creditors, so you're always represented fairly.

Genuine compassion

Every situation is treated with empathy and respect. No judgment - just support and a way forward.

Real results

From your first call to your last payment, our focus is one outcome: your lasting financial freedom.

Why Canadians Trust Credit Matters

Experience. Compassion. Results.

5+
Years of Helping Canadians Achieve Financial Freedom
300+
Families & Individuals Assisted
500+
Free Financial Consultations
$1M+
Debt Solutions Reviewed & Managed

Testimonials

What Clients Say About Us

Real results from real Canadians we've helped become debt free.

Exceptional service from start to finish. My counsellor was friendly and informative, and explained everything so I understood the whole process. It didn't feel like a 'process' - it felt like talking to a friend.
MMadhu S.
Edmonton
Very happy with my experience. Out of four places I could have gone, I chose Credit Matters and I don't regret it. They truly know what they're doing. Keep up the great work!
MMaria D.
Edmonton
Nothing but good experiences over the years. It took time, but I got there in the end. My new future is now a reality - thank you for holding my hand through a difficult time.
JJunfeng L.
Edmonton

How It Works

Your Path to Financial Freedom

A simple, proven process to help you get debt free.

1

Free Consultation

We listen to your situation and explain your options.

2

Personalised Plan

We recommend the best solution for your needs.

3

We Handle the Rest

We work with your creditors and manage the process.

4

Become Debt Free

Make affordable payments and get your life back.

Ready to Take Control of Your Finances?

Get your free consultation today and discover your debt relief options - with no obligation and complete confidentiality.

The information provided on this website is for general informational purposes only and does not constitute legal or financial advice, nor an offer of services that can only be provided by a Licensed Insolvency Trustee. Please book a consultation to discuss your specific circumstances.
Credit Matters is an independent debt advisory firm and is not a Licensed Insolvency Trustee (LIT) or a debt repayment agency.